2nd Floor, 29 Crouch St, Colchester CO3 3EN

Pub, Bar & Restaurant Funding

Michaels Commercial are passionate about helping talented people achieve their dreams of owning their own restaurant or licensed premises and as experts in this sector, we can put our significant experience to your benefit to obtain the funding you need.

Typical Establishments we help with funding:

• Freehold Restaurants.
• Freehold pubs.
• Freehold Bars, Clubs and other licensed premises.
• Mortgages available up to 75% of confirmed business value.
• Increased loans to help with renovations and other unexpected costs (subject to additional security).
• Secured and unsecured loans to provide top up finance and working capital

Who can borrow?

Michaels Commercial have provided funding for a wide range of clients – from experienced restaurateurs and landlord to first time Bar owners – who find our advice and expertise a massive benefit to all levels of business experience. Even if you have run into credit problems in the past this will not always mean lending will be a problem, with certain lenders having products to accommodate defaults, CCJ's and IVA's – please contact us for more information and we'll be happy to help.

What interest rate will you pay?

As will all types of lending, the rate you will pay will vary depending on the type of establishment you are purchasing, the level of borrowing you wish to take and the length of the term. We do however, have the most competitive interest rates from across the market to assist you & will locate the best deal for you and your business.

How much can you borrow?

Michael Commercial are able to arrange finance up to 75% loan to value typically on Freehold properties, but this can be increased if there is additional property/security to be offered on the loan. With respect of lending on freehold premises, loans range from £100,000 to £2 million depending on each client and their unique lending needs.

Contact Us Now To Arrange Your Appointment


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2nd Floor, 29 Crouch St, Colchester CO3 3EN

Legal Info

Registered Office:
Michaels Commercial Finance
2nd Floor, 29 Crouch St, Colchester CO3 3EN.

Michaels Commercial is a trading style of Michaels Commercial Ltd FRN: 803907 who are Credit Brokers and are Appointed Representatives of White Rose Finance Group Ltd (FRN: 630772) Authorised and Regulated by the Financial Conduct Authority.